Selling Property in Bangalore as an NRI: TDS Explained

Yes. When a buyer purchases from an NRI seller, a different TDS regime applies compared to a resident-to-resident sale, and it applies on the full sale consideration rather than only above a threshold. Confirm the exact rate and mechanics that apply to your sale with your CA before signing anything.

It's a certificate your CA applies for from the Income Tax Department, which lets the buyer deduct TDS at a lower rate reflecting your actual tax liability on the sale, instead of the higher default rate on the full sale value. It has to be in place before the sale completes — your CA handles the application and required documents.

NRIs can generally repatriate sale proceeds subject to an overall ceiling and specific documentation (including CA certification on Forms 15CA/15CB), routed through an NRO account. The current ceiling and paperwork should be confirmed with your CA at the time of your transaction.

No — most NRI sales are completed using a Power of Attorney, with your advocate confirming what it needs to cover and how it should be executed (including any requirement to notarise or attest it from abroad).

We coordinate the sale itself — buyer sourcing, price discussion, paperwork sequencing, and staying in the loop between you, your CA and your advocate. We don't compute your tax liability, file your TDS certificate application, or draft legal documents — that's your CA's and advocate's work, which we help you get done on time.

You can generally claim a refund of excess TDS when you file your income tax return for that year, though this ties up the money until the refund is processed. Getting a lower-deduction certificate in place before the sale avoids this — ask your CA whether it's worth applying for one in your case.

It changes a technical requirement around the TAN a buyer uses to deposit your TDS, not your obligations as a seller directly. See our dedicated page on the change for the specifics.